"Safe Harbor" statement under the Private Securities Litigation Reform Act
of 1995:
This release contains forward looking statements that are subject to risks
and uncertainties, including, but not limited to, changes in economic
conditions in the Company's market areas, changes in policies by regulatory
agencies, the impact of competitive loan products, loan demand risks, the
quality or composition of the loan or investment portfolios, increased costs
from pursuing the national expansion of our small balance multi-family lending
platform and operational challenges inherent in implementing this expansion
strategy, fluctuations in interest rates, and changes in the relative
differences between short and long term interest rates, levels of
nonperforming assets, and operating results, the economic impact of terrorist
actions and other risks detailed from time to time in the Company's filings
with the Securities and Exchange Commission. . In my opinion, read at the piece of information titled " fast cash loan on the
internet and reverse mortgage counselor top mortgage book of banker tells " for new essentials that have to
do with the issue. ” Woodward later notes this included Felt’s dramatic warning that “everyone’s lives are in danger.